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Today is November 22, 2008
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Delivers a package of comprehensive health services for its actively enrolled members where the primary thrust is to prevent, detect & treat an illness.

  Baby Group  

  Regular Group  


Baby Group Plan:

- Involves 5-19 regular employees
- Offers basic benefits and standard group plan packages

       Product Features

       Product Benefits

       Optional Riders

       Special Services

       Service Parameters

       Requirements

 

Baby Group Plan: Special Benefits

Reconstructive Surgery
for Functional Defect resulting from disease or accident

Rehabilitative Conditionings

Physical Therapy
Chemotherapy (intravenous only)


AIDS and Sexually Transmitted Disease


Latest Modalities of Treatment

      Partial coverage of the following:

  Magnetic Resonance Imaging (MRI)   P 5,000
  Nuclear / Radioactive Isotope Scan (NRIS)   P 5,000
  Lithotripsy   P 30,000
  Laparoscopic Cholecystectomy   P 35,000
  Laparoscopic Myoma Resection   P 20,000
  Laparoscpoic Adrenalectomy Unilateral P 75,000 *
    Bilateral P 85,000 *
       
  Transurethral Microwave Therapy of Prostate   P 30,000
  Hysteroscopically-guided Biopsy/D&C   P 10,000
  Percutaneous Ultrasonic Nephrolithotomy   P 40,000
  Ureterolithotripsy Lithotripsy limit + P 5,000
  Stereotactic Brain Biopsy   P 120,000*
  Cryosurgery   P 1,000 / area
  Sleep Study and Neuroscan   P 5,000
  Sclerotherapy (for varicose veins)   P 5,000
  Pelvic Laparoscopic (for endometriosis)   P 5,000


Coverage for the latest modalities of treatment based on the limits set forth below or subject to the maximum plan limit whichever is lesser:

All new modalities of treatment and/or diagnosis for which there are no comparable conventional or traditional equivalent or counterparts will have a maximum limit of P5,000.

The availment of Laparoscopic Cholecystectomy, Lithotripsy, Transurethral Microwave Therapy of Prostate, Percutaneous Ultrasonic Nephrolithotomy, Ureterolithotripsy or Cryosurgery procedure is limited only to once per contract year. When a Member chooses the new modalities of treatment enumerated above, PRUDENTIALIFECARE will no longer be liable for the cost of further traditional modes of treatment/diagnostics for the same illness or its complications should they be necessary. If a Member refuses to follow the recommended treatment or procedure and the PRUDENTIALIFECARE Physician or Affiliated Physician believes that no professionally acceptable alternative exists, then PRUDENTIALIFECARE shall no longer be responsible to provide for the condition under treatment.

 
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