Accidental
Death and Dismemberment Benefits:
In case the member suffers bodily
injury caused solely through external,
violent and accidental means which
result in any of the specified losses
and/or losses of use within 180 days
after the accident causing the injury;
member is entitled to a percentage
of the principal sum according to
the disablement coverage table.
*the Standard Coverage
is PhP 20,000.
Accidental
Loss of Life |
100% |
Accidental
Dismemberment or
Loss of use of Limbs |
| a. |
Both
Hands |
100% |
| b. |
Both
Feet |
100% |
| c. |
One
hand & One Foot |
100% |
| d. |
One
Hand |
50% |
| e. |
Arm
between Elbow &
Wrist |
60% |
f. |
Arm at or above Elbow |
70% |
g. |
One Foot |
50% |
h. |
Leg below Knee |
60% |
i. |
Leg at or above Knee |
70% |
Loss of
Sight |
|
a. |
Both Eyes |
100% |
b. |
One Eye |
50% |
Loss of
Speech |
100% |
Loss of
Hearing |
|
a. |
Both Ears |
100% |
b. |
One Ear |
50% |
|
Accidental
Dismemberment or
Loss of Use of Fingers |
|
| a. |
All
of One Hand |
100% |
|
| b. |
Thumb |
100% |
| c. |
Index
Finger |
100% |
| d. |
Middle
Finger |
50% |
| e. |
Ring
Finger |
60% |
f. |
Little Finger |
70% |
Loss
of Use of Metacarpals |
- |
First or Second |
60% |
|
- |
Third, Fourth or Fifth |
70% |
|
|
Accidental
Dismemberment or
Loss of Use of Toes |
|
|
a. |
All of One Foot |
100% |
b. |
Great Toe |
50% |
|
| |
Permanent
& Total Disability Indemnity |
| |
Special Major
Accidental Dismemberment or
Loss of Use Coverage |
| |
Murder and
Assault |