Insurance Benefits:

1. Full Payment Guarantee
If an insurable member dies during the paying period and before reaching the age of 70, the balance in the plan becomes fully paid and his Beneficiary shall be entitled to the amount of the Medical Fund.

2. Waiver of Installment Due to Disability
If an insurable member gets disabled during the paying period and before reaching the age of 65 and such disability continues for a consecutive period of six (6) months, all future installments, after the approval by the Insurance Company of the disability claim, shall be paid as they fall due.